What is a remortgage?
Remortgaging means you’re looking to end your current mortgage deal and get a different one to better suit your needs. This could also mean borrowing more for a project or to pay off other debts.
Understanding your remortgage needs
Whether you’re new to this process or have a portfolio of properties and need help with mortgage planning, our independent adviser will take the time to understand your needs and walk you through the remortgage process. We’ll work out the best way to help you achieve your goals.
How does remortgage work?
We’ll find a mortgage product, get an agreement in principle and help you complete. It’s really important to plan ahead with your remortgage. It’s best to get in touch with us six months before your existing product finishes so we can review all best possible options.
Could you save money by remortgaging now?
Is your mortgage already on Standard Variable Rate (SVR)? If so, it’s very likely we can save you money as these rates tend to be less competitive. We’ll find the right products from the very best mortgage deals.
You can also read our blog about fixing your mortgage.
Independent mortgage advice from the experts
Whether you’re new to this process or have a portfolio of properties and need help with mortgage planning, our independent adviser will take the time to understand your needs and walk you through the remortgage process.
Whole of the market and independent
We are whole of market independent mortgage brokers. This means we’re not tied to the banks and we analyse the whole market to ensure you’re getting the best deal. We have access to a lot of lenders and we know which are most likely to help you.
Complex situations
We understand more complex situations. For example, your property might need a specialist lender if it wasn’t built from brick or stone; it might be a converted barn, or have a thatched roof. Perhaps your income arrangements mean you need a lender who accepts contractors, freelancers or the newly self-employed with only one year of accounts. We’ll save you time and hassle because we know which lenders have the flexibility to accept you, your situation and your property.
Start your remortgage journey here
Get in touch with our independent mortgage adviser – we’d be happy to help. We specialise in providing services in Brighton & Hove, Shoreham, the rest of Sussex, London and we have clients nationally.
Looking for different mortgage information?
Your home may be repossessed if you do not keep up repayments on your mortgage.